{"id":660,"date":"2022-06-17T03:43:59","date_gmt":"2022-06-17T03:43:59","guid":{"rendered":"https:\/\/morganclifford.com.au\/?page_id=660"},"modified":"2022-08-04T05:33:01","modified_gmt":"2022-08-04T05:33:01","slug":"death-benefit-and-terminal-illness","status":"publish","type":"page","link":"https:\/\/morganclifford.com.au\/zh\/services\/brisbane-compensation-lawyers\/superannuation-insurance-claim\/death-benefit-and-terminal-illness\/","title":{"rendered":"\u6b7b\u4ea1\u548c\u7edd\u75c7\u8d54\u507f\u91d1"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Beige Header&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#f6efe5&#8243; background_image=&#8221;https:\/\/morganclifford.com.au\/wp-content\/uploads\/2022\/06\/mc-watermark.png&#8221; background_size=&#8221;contain&#8221; background_position=&#8221;center_right&#8221; background_horizontal_offset=&#8221;5%&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Heading &#038; Subheading&#8221; _builder_version=&#8221;4.17.6&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Montserrat|300||on|||||&#8221; text_text_color=&#8221;#252161&#8243; text_font_size=&#8221;16px&#8221; header_font=&#8221;Lora|600|||||||&#8221; header_text_align=&#8221;left&#8221; header_text_color=&#8221;#252161&#8243; header_font_size=&#8221;36px&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h1>Death Benefit and Terminal Illness<\/h1>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; module_id=&#8221;contact-form&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.6&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|700|||||||&#8221; header_text_color=&#8221;gcid-479c3cb5-e282-4949-a400-6d6ffdb9836a&#8221; header_font_size=&#8221;40px&#8221; custom_margin=&#8221;||21px|||&#8221; hover_enabled=&#8221;0&#8243; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; custom_css_main_element=&#8221;font-family:Cambria-regular;||&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-479c3cb5-e282-4949-a400-6d6ffdb9836a%22:%91%22header_text_color%22%93}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h1>Death Benefit and Terminal Illness<\/h1>\n<p>[\/et_pb_text][et_pb_divider color=&#8221;gcid-1114b1d7-ef63-48d8-b398-8f7106760828&#8243; divider_weight=&#8221;3px&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; width=&#8221;10%&#8221; custom_margin=&#8221;||5px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{%22gcid-1114b1d7-ef63-48d8-b398-8f7106760828%22:%91%22color%22%93}&#8221;][\/et_pb_divider][et_pb_text _builder_version=&#8221;4.17.6&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_font_size=&#8221;18px&#8221; text_orientation=&#8221;justified&#8221; custom_margin=&#8221;||||false|false&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><span style=\"font-weight: 400;\">When a person passes away, a \u201cdeath benefit\u201d is often payable from their superannuation.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This comprises contributions made to the fund during their time working, as well as applicable payment from any policies associated with their super account.<\/span><\/p>\n<p><b>Who can make a claim?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">There are a number of people who may be eligible to make a claim, including:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The person nominated as a beneficiary of the super fund by the deceased<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A person dependent on the deceased, such as a child or partner.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">It is also possible for the person themselves to make a claim in cases where they have been diagnosed with a terminal condition and have a life expectancy of less than two years.\u00a0 This situation can apply to many different health conditions and the person will require supporting documentation from their medical practitioner.\u00a0 This can be an extremely challenging time, and having access to superannuation can help relieve financial stress and hardship at a time when there are other things to be worrying about.<\/span><\/p>\n<p><b>Benefits<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Typically, a death benefit payment will include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The person\u2019s superannuation contributions<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If applicable, a payment from the insurance fund attached to the account.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">There may be an option to receive this as a lump sum or income stream if you were a dependent of the person.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">We are very aware that this is a highly emotional time and are committed to making the process as smooth and stress-free as possible.\u00a0 <span style=\"color: #808080;\"><a style=\"color: #808080;\" href=\"https:\/\/morganclifford.com.au\/about-us\/\" target=\"_blank\" rel=\"noopener\">We\u2019re<\/a><\/span> experienced in dealing with these types of death benefit claims and can help you get the best possible outcome with a minimum of fuss.<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; 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This comprises contributions made to the fund during their time working, as well as applicable payment from any policies associated with their super account. Who can make a claim? There are a [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":643,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-660","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Death Benefit and Terminal Illness - Morgan Clifford Lawyers<\/title>\n<meta name=\"description\" content=\"When a person passes away, a \u201cdeath benefit\u201d is often payable from their superannuation. 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