{"id":7546,"date":"2026-10-19T09:00:13","date_gmt":"2026-10-18T23:00:13","guid":{"rendered":"https:\/\/morganclifford.com.au\/?page_id=7546"},"modified":"2026-10-14T14:05:23","modified_gmt":"2026-10-14T04:05:23","slug":"workcover-explained-what-who-how","status":"publish","type":"page","link":"https:\/\/morganclifford.com.au\/zh\/workcover-explained-what-who-how\/","title":{"rendered":"WorkCover Explained: What Is It, Who Is Eligible and How Do You Make a Claim?"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.17.6″ _module_preset=”default” background_color=”#f6efe5″ background_image=”https:\/\/morganclifford.com.au\/wp-content\/uploads\/2022\/06\/mc-watermark.png” background_size=”contain” background_position=”center_right” background_horizontal_offset=”5%” global_module=”923″ saved_tabs=”all” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.17.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_post_title meta=”off” featured_image=”off” _builder_version=”4.17.6″ _module_preset=”default” title_font=”|600|||||||” title_text_color=”#262262″ title_font_size=”36px” custom_margin=”0px||0px||false|false” global_colors_info=”{}” meta__hover_enabled=”on|hover” meta__hover=”off”][\/et_pb_post_title][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ module_id=”contact-form” _builder_version=”4.17.6″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” custom_padding=”20px||20px||true|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.17.6″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.17.6″ _module_preset=”default” text_font_size=”18px” global_colors_info=”{}”]<\/p>\n

Most people have heard of WorkCover<\/strong>, but if you are injured at work, you may suddenly find yourself asking a lot of questions.<\/p>\n

What exactly does WorkCover cover? Am I eligible? How do I make a claim? Do I need a lawyer? What happens if my claim is rejected?<\/p>\n

At Morgan Clifford Legal Services in Milton, Brisbane<\/strong>, our personal injury lawyers<\/a> understand that dealing with an injury is difficult enough without also trying to navigate an unfamiliar compensation system.<\/p>\n

Here, we explain the basics of WorkCover in Queensland and what you should know if you suffer a work-related injury or illness.<\/p>\n

What is WorkCover?<\/strong><\/h2>\n

WorkCover Queensland<\/a> is the workers\u2019 compensation insurer for most Queensland employers. Some larger employers are licensed to self-insure and manage their own workers\u2019 compensation claims.<\/p>\n

Queensland employers who employ workers are generally required to have workers\u2019 compensation insurance.<\/p>\n

The purpose of this insurance is to provide financial and practical support when a worker suffers an injury<\/strong> or illness because of their employment.<\/p>\n

If a claim is accepted, workers\u2019 compensation can provide assistance with lost wages, medical and rehabilitation expenses and, in some circumstances, lump-sum compensation for permanent impairment.<\/p>\n

Who can make a WorkCover claim?<\/strong><\/h2>\n

If you are considered a “worker” under Queensland’s workers\u2019 compensation legislation and you suffer a work-related injury or illness, you may be eligible to make a claim.<\/p>\n

Employees who are paid through PAYG are generally considered workers, and some contractors may also qualify depending on the circumstances of their working arrangement.<\/p>\n

Importantly, WorkCover is not limited to obvious workplace accidents such as falling from a ladder or being injured by machinery.<\/p>\n

Claims can potentially involve:<\/p>\n